Consumer Credit in Brazil

Abstract
After being severely hit by the pandemic, with a second wave peaking at the beginning of 2021, the pace of immunisation in Brazil increased throughout the year. The focus in 2022 has been on resuming pre-pandemic normalcy and pursuing economic recovery, which has been hampered by the adverse macroeconomic scenario. The reduction and later end (in October 2021) to the Auxílio Emergencial stimulus (financial aid provided by the federal government), followed by the replacement of Bolsa Família with...

Euromonitor International's Consumer Credit in Brazil report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Auto Lending, Card Lending, Durables Lending, Education Lending, Home Lending, Other Personal Lending.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?
* Get a detailed picture of the Consumer Credit market;
* Pinpoint growth sectors and identify factors driving change;
* Understand the competitive environment, the market’s major players and leading brands;
* Use five-year forecasts to assess how the market is predicted to develop.

Content
Consumer Credit in Brazil
October 2022

List Of Contents And Tables

CONSUMER CREDIT IN BRAZIL
KEY DATA FINDINGS
2022 DEVELOPMENTS
Macroeconomic scenario affects growth in lines of consumer credit in different ways
Vulnerable populations turn to credit to afford rises in living expenses, increasing levels of indebtedness
Auto lending sees significant recovery
PROSPECTS AND OPPORTUNITIES
Competitive scenario: New lending offers make credit more available and more easily accessible
Facilitated access to credit increases indebtedness and default
Lenders look to consumer-centricity and segmentation as strategies to gain customers
CATEGORY DATA
Table 1 Consumer Credit: Outstanding Balance by Category: Value 2017-2022
Table 2 Consumer Credit: Outstanding Balance by Category: % Value Growth 2017-2022
Table 3 Consumer Credit: Gross Lending by Category: Value 2017-2022
Table 4 Consumer Credit: Gross Lending by Category: % Value Growth 2017-2022
Table 5 Forecast Consumer Credit: Outstanding Balance by Category: Value 2022-2027
Table 6 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2022-2027
Table 7 Forecast Consumer Credit: Gross Lending by Category: Value 2022-2027
Table 8 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2022-2027
CONSUMER LENDING IN BRAZIL
EXECUTIVE SUMMARY
Consumer lending in 2022: The big picture
2022 key trends
Higher prices call for creativity and innovation to drive growth in mortgages/housing
Buy now pay later (BNPL) to find space in the market, as the concept is no stranger to Brazilians
What next for consumer lending?
MARKET DATA
Table 9 Consumer Lending: Outstanding Balance by Category: Value 2017-2022
Table 10 Consumer Lending: Outstanding Balance by Category: % Value Growth 2017-2022
Table 11 Consumer Lending: Gross Lending by Category: Value 2017-2022
Table 12 Consumer Lending: Gross Lending by Category: % Value Growth 2017-2022
Table 13 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 14 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 15 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 16 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 17 Forecast Consumer Lending: Outstanding Balance by Category: Value 2022-2027
Table 18 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2022-2027
Table 19 Forecast Consumer Lending: Gross Lending by Category: Value 2022-2027
Table 20 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2022-2027
DISCLAIMER
SOURCES
Summary 1 Research Sources